This Web site (hereafter referred to as "this Site") is owned and operated by NAU Country Insurance Company (Throughout these Legal Terms of Use "NAU Country Insurance Company" refers collectively to NAU Country Insurance Company and its subsidiaries and related companies). NAU Country Insurance Company maintains this Site as a service to its customers and visitors, subject to the following terms and conditions concerning the use of this Site ("Terms of Use"). When you use this Site, you accept the Terms of Use; if you do not agree to the Terms of Use you may not use this Site. NAU Country Insurance Company reserves the right to modify content on this Site and these Terms of Use periodically without prior notice.

Use of Content on this Site

You may view, download, and print contents from this Site subject to the following conditions: (a) the content may be used by you personally solely for information purposes; and (b) the content may not be modified or altered in any way. You may not republish, distribute, prepare derivative works, or otherwise use the content other than as explicitly permitted herein.

You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of NAU Country Insurance Company without the express written consent of NAU Country Insurance Company. You may not use any meta tags or any other "hidden text" utilizing NAU Country Insurance Company's name or trademarks without the express written consent of NAU Country Insurance Company. You may not use any NAU Country Insurance Company logo or other proprietary graphic or trademark as part of the link without express written permission.

You do not acquire any ownership rights to any content in this Site. Any unauthorized use terminates the permission or license granted by NAU Country Insurance Company.

Reviews, Comments, Communications, And Other Content

You may submit comments and provide other content so long as the content is not obscene, illegal, threatening, or defamatory and so long as the content does not invade the privacy or infringe the intellectual property of a third party. Further, such content may not contain software viruses, mass mailings, chain letters, or any form of "spam". You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of the information.

By submitting information, you grant NAU Country Insurance Company a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to reproduce, use, modify, publish, adapt, translate, create derivative works from, distribute, and display such content throughout the world in any media. By submitting information you also represent and warrant that the content is accurate; you own or have permission to use the content that you submit; and that use of the content will not cause injury to any person or entity.

Products and Services Offered By NAU Country Insurance Company on this Site

NAU Country Insurance Company offers products and services on this Site. When you enroll to obtain a product or service from NAU Country Insurance Company on this Site, you accept the specific agreement applicable to that product or service. Your use of any such product or service offered on this Site is governed by the terms and conditions in the agreement for that product or service. Except as provided in that agreement, NAU Country Insurance Company does not warrant that any product descriptions or content contained in this website is accurate, current, reliable, complete, or error-free.

Copyright Complaints

NAU Country Insurance Company respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us electronically or by the other means listed on our Locations page.

Trademark Information

NAU Country Insurance Company and the NAU Country Insurance Company logos and images and the entire site design and other marks indicated on our site are registered trademarks of NAU Country Insurance Company in the United States and/or other countries. Other NAU Country Insurance Company marks, graphics, logos, page headers, button icons, scripts noted on this Site are NAU Country Insurance Company's service marks, trademarks and trade dress and are the sole and exclusive property of NAU Country Insurance Company. NAU Country Insurance Company's service marks, trademarks and trade dress may not be used in any manner that is likely to cause confusion among customers, in any manner that disparages or discredits NAU Country Insurance Company and in connection with any service or product that is not sponsored, endorsed or produced by NAU Country Insurance Company. All other trademarks not owned by NAU Country Insurance Company or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by NAU Country Insurance Company or its subsidiaries.

Privacy Statements

Because we respect your right to privacy, we have developed a Privacy Statement to inform you about our privacy practices. You can view our policy on our Privacy Statement page.

Third Party Web Sites and Information

This Site may provide hyperlinks to third party websites or access to third party content. NAU Country Insurance Company does not control, endorse, or guarantee content found in such sites.You agree that NAU Country Insurance Company is not responsible for any content, associated links, resources, or services associated with a third party site. You further agree that NAU Country Insurance Company shall not be liable for any loss or damage of any sort associated with your use of third party content. Links and access to these sites are provided for your convenience only.

Disclaimer

EXCEPT AS EXPRESSLY STATED IN AN AGREEMENT BETWEEN YOU AND NAU COUNTRY INSURANCE COMPANY, ALL CONTENT, SERVICES, PRODUCTS AND SOFTWARE PROVIDED ON THIS WEB SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. NAU COUNTRY INSURANCE COMPANY AND ITS SUPPLIERS AND LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. YOU ARE SOLELY RESPONSIBLE FOR THE APPROPRIATENESS OF THE SITE, ITS CONTENT, AND THE PRODUCTS AND SERVICES OFFERED BY NAU COUNTRY INSURANCE COMPANY ON THIS SITE FOR YOUR INTENDED APPLICATION AND USE. NAU COUNTRY INSURANCE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS CONTENT, OR THE PRODUCTS AND SERVICES IT OFFERS ON THIS SITE MEET YOUR REQUIREMENTS. SUBJECT TO THE TERMS OF ANY AGREEMENT BETWEEN YOU AND NAU COUNTRY INSURANCE COMPANY, ITS SUPPLIERS AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES, EVEN IF NAU COUNTRY INSURANCE COMPANY, ITS SUPPLIERS OR LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Indemnity

You agree to defend, indemnify, and hold harmless NAU Country Insurance Company, employees, attorneys, and agents ("indemnities") against all claims, expenses, liabilities, losses, costs, and damages, including reasonable attorney's fees, that the indemnities may incur (i) in connection with your use of this Site or any hyperlinked web site or (ii) resulting from content you supply.

Applicable Laws

All matters relating to your access to and use of this Site shall be governed by U.S. federal law or the laws of the States of where the specific website you are viewing is hosted without regard to its conflict of law principles. Any legal action or proceeding relating to your access to or use of this Site shall be instituted in a state or federal court in the jurisdiction in which the specific website you are viewing is hosted.

If there is a determination that any provision of these Terms of Use is invalid or unenforceable, that determination will not affect the rest of the Terms of Use and the Terms of Use shall be deemed amended to the minimum extent necessary to make them valid and enforceable.

Nondiscrimination Statement

Non-Discrimination Policy

The U.S. Department of Agriculture (USDA) prohibits discrimination against its customers, employees, and applicants for employment on the basis of race, color, national origin, age, disability, sex, gender identity, religion, reprisal, and where applicable, political beliefs, marital status, familial or parental status, sexual orientation, or all or part of an individual's income is derived from any public assistance program, or protected genetic information in employment or in any program or activity conducted or funded by the Department. (Not all prohibited basis will apply to all programs and/or employment activities.)

To File a Program Complaint

If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at http://www.ocio.usda.gov/document/ad-3027, or any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Director, Office of Adjudication, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202) 690-7442 or email at program.intake@usda.gov.

Persons with Disabilities

Individuals who are deaf, hard of hearing or have speech disabilities and wish to file either an EEO or program complaint please contact USDA through the Federal Relay Service at (800) 877-8339 or (800) 845-6136 (in Spanish).

Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the Department by mail directly or by email. If you require alternative means of communication for program information (e.g., Braille, large print, audiotape, etc.) please contact USDA's TARGET Center at (202) 720-2600 (voice and TDD).

Contact Information

If you have any questions regarding these Terms of Use, please contact NAU Country Insurance Company.