Commission Factors

2021 A&O Factor Update

September 21, 2021

As you are probably aware, RMA determines the final industry factor for the 2021 A&O in October 2022. We utilize this information to determine agent commissions. The factor changes monthly until that date. The September accounting report reflected industry uncapped A&O of $2,147,153,845 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 59.7736% ($1,283,432,191 / $2,147,153,845). The number is changing as more industry wide premiums are processed and/or adjusted for the 2021 year.

In 2021, we are currently paying commissions at 58.5%.

2020 A&O Factor Update

September 21, 2021

As you are probably aware, RMA determines the final industry factor for the 2020 A&O in October 2021. We utilize this information to determine agent commissions. The factor changes monthly until that date. The September accounting report reflected industry uncapped A&O of $1,633,207,909 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 78.5835% ($1,283,432,191 / $1,633,207,909). The number is changing as more industry wide premiums are processed and/or adjusted for the 2020 year.

In 2020, we are currently paying commissions at 77.5%.

Thank you,
NAU Country