Commission Factors

2020 A&O Factor Update

November 18, 2020

As you are probably aware, RMA determines the final industry factor for the 2020 A&O in October 2021. We utilize this information to determine agent commissions. The factor changes monthly until that date. The November accounting report reflected industry uncapped A&O of $1,631,175,510 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 78.6814% ($1,283,432,191 / $1,631,175,510). The number is changing as more industry wide premiums are processed and/or adjusted for the 2020 year.

In 2020, we are currently paying commissions at 77.5%.

2019 A&O Factor Update

October 22, 2020

RMA has determined the final A&O factor for 2019 at 75.78%. NAU Country was estimating the 2019 A&O factor at 75%. We will input the final factor in our system today and adjust agent commissions accordingly.

Thank you,
NAU Country