Commission Factors

2022 Final A&O Factor

October 19, 2023

RMA has determined the final A&O factor for 2022 at 45.5203%. NAU Country was estimating the 2022 A&O factor at 44.75%. We will input the final factor in our system today and adjust agent commissions accordingly.

Thank you,
NAU Country

2023 A&O Factor Update

November 20, 2023

As you are probably aware, RMA determines the final industry factor for the 2023 A&O in October 2024. We utilize this information to determine agent commissions. The factor changes monthly until that date. The October accounting report reflected industry uncapped A&O of $2,658,612,100 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 48.27% ($1,283,432,191 / $2,658,612,100). The number is changing as more industry wide premiums are processed and/or adjusted for the 2023 year.

In 2023, we are currently paying commissions at 47.25%.

Thank you,
NAU Country