Commission Factors

2018 Final A&O Factor

October 22, 2019

RMA has determined the final A&O factor for 2018 at 78.09%. NAU Country was estimating the 2018 A&O factor at 75%. We will input the final factor in our system today and adjust agent commissions accordingly.

2019 A&O Factor Update

November 19, 2019

As you are probably aware, RMA determines the final industry factor for the 2019 A&O in October 2020. We utilize this information to determine agent commissions. The factor changes monthly until that date. The November accounting report reflected industry uncapped A&O of $1,691,098,824 and the statutory cap of $1,283,432,191. The factor is developed from these numbers and is currently at 75.8934% ($1,283,432,191 / $1,691,098,824). The number is changing as more industry wide premiums are processed and/or adjusted for the 2019 year.

In 2019, we are currently paying commissions at 75%.

Thank you,
NAU Country