Multi-Peril Crop Insurance (MPCI) Endorsements and Options supplement the underlying policy. These products consist of the Enhanced Coverage Option (ECO), the Supplemental Coverage Option (SCO), Hurricane Insurance Program - Wind Index (HIP-WI), and Stacked Income Protection (STAX).
Hurricane Wind Endorsement
The Hurricane Insurance Protection – Wind Index (HIP-WI) Endorsement covers a portion of the deductible of the underlying crop insurance policy when the county, or adjacent county, is within the area of sustained hurricane-force winds from a named hurricane that is published by the National Hurricane Center (NHC) at the National Oceanic and Atmospheric Administration (NOAA).
Supplemental Coverage Option (SCO)
Supplemental Coverage Option provides area-based coverage above your underlying policy’s coverage level up to 86%. You are able to select SCO when you elect the Price Loss Coverage (PLC) at the Farm Service Agency (FSA).
Enhanced Coverage Option (ECO)
Enhanced Coverage Option is an area-based supplemental shallow-loss coverage that covers loss from 86% up to 90% or 95%. This endorsement is offered on select crops across the U.S.
Stacked Income Protection Plan (STAX)
Stacked Income Protection Plan is for upland cotton providing coverage for a portion of the expected revenue for your area. STAX may be purchased on its own, or in conjunction with another policy - including Yield Protection, Revenue Protection, Revenue Protection with the Harvest Price Exclusion, and any of the Area Risk Protection Insurance policies.